Copyright protected 2024 RockLoans Marketplace LLC. All rights reserved.
1Same Day Funding available for clients completing the loan process and signing the Promissory Note by 1:00 p.m. ET on a business day. Also note, the ACH credit will be submitted to your bank the same business day. This may result in same-day funding, but results may vary and your bank may have rules that limit our ability to credit your account. We are not responsible for delays which may occur due to incorrect routing number, account number or errors of your financial institution.
All loans are made by Cross River Bank, a New Jersey state chartered commercial bank, Member FDIC, Equal Housing Lender. All loans are unsecured, fully amortizing personal loans. Eligibility for a loan is not guaranteed. This is not a deposit product. Please refer to our Disclosures and Licenses page for state-required disclosures, licenses, and lending restrictions.
Qualified clients using Rocket Loans will see loan options for a 36 or 60 month term, and APR ranges from a minimum of 9.116% (rate with autopay discount) to a maximum of 29.99% (rate without autopay discount) depending upon their credit profile. An origination fee of up to 9% is charged for each loan. This fee is deducted from the balance before funds are disbursed to the client. For example, a 5-year $16,000 loan with a 14.55% interest rate and a 6.95% ($1,112) origination fee would have 59 scheduled monthly payments of approximately $376.83 and 1 final monthly payment of approximately $399.09 for an APR of 17.90%. Borrower must be a U.S. citizen or permanent U.S. resident at least 18 years of age. All loan applications are subject to credit review and approval and offered loan terms depend upon credit score, requested amount, requested loan term, credit usage, credit history and other factors. Not all borrowers receive the lowest interest rate. To qualify for the lowest rate, you must have excellent credit, meet certain conditions, and select autopay. Rates and Terms are subject to change at any time without notice.
Ohio Residents: All loans to Ohio residents must be greater than $5,001. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
Married applicants may apply for a separate account.
Please refer to our Terms of Use for additional terms and conditions, and to Rocket Loans' Privacy Notice and Cross River's Privacy Notice to learn more about what we do with your personal information. For California residents, please see the California Financial Privacy Opt-Out Form .
NMLS #1399530. Go here for Rocket Loans' NMLS consumer access page.
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, RockLoans Marketplace LLC (doing business as Rocket Loans) and Rocket Auto LLC are separate operating subsidiaries of Rocket Companies, Inc. (NYSE: RKT). Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation and applicable legal and regulatory requirements.
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RockLoans Marketplace LLC dba Rocket Loans dba RocketLoans | 1050 Woodward Ave, Detroit, MI 48226
Pay off credit card debt.
Regain your peace of mind with a set payoff date and fixed monthly payments. Get a personal loan from $2,000 to $45,000 as soon as today.1
Simplify debt consolidation.
Pay off your credit card debt for good. Regain your peace of mind with a set payoff date and fixed monthly payments. Get a personal loan from $2,000 to $45,000 as soon as today.1
See The Difference
Savings example assumes a $16,000 credit card balance making 91 monthly payments of approximately $376.83 at 23.24% APR for a total of $17,940.48 in interest paid as calculated using the Calculator.net Credit Card Calculator versus a Rocket Loans Personal Loan of $16,000 with a 6.95% origination fee and making 59 scheduled monthly payments of approximately $376.83 and 1 final monthly payment of approximately $399.09 based on a 14.55% interest rate and 17.90% APR for a total of $6,632.06 paid in interest. Actual savings may vary based on the actual APR of existing credit cards and the APR of a personal loan you may obtain through Rocket Loans.
See how a personal loan from Rocket LoansSM can save you thousands in interest versus credit cards.
See The Difference
See how a personal loan with Rocket LoansSM can save you thousands in interest versus credit cards.
Completely Online
Our process is all online, allowing you to apply from any place, at any time.
Instant Offers
Up to $45,000 in your bank account as soon as today.1
No Hidden Fees
There are no hidden fees and you can repay your loan early without any penalty.
Rocket-Fast Funding
A set number of payments gives you a clear path to payoff, unlike credit cards that can grow over time.
Why Choose Rocket Loans?
No Hidden Fees
We believe in being transparent. What you see is what you get.
Same-Day Funding
We can get your funds to you as soon as today.1
Completely Online
Our process is simple. Apply from any place, anytime.
Why Choose Rocket Loans?
No Hidden Fees
We believe in being transparent. What you see is what you get.
Same-Day Funding
We can get your funds to you as soon as today.1
Whether you’re paying off credit card debt, need money for a home improvement project or managing unexpected costs, a personal loan can help.
We made it simple to get your funds and pay back your loan.
We made it simple to get your funds and pay back your loan.
Completely Online
Our process is simple. Apply from any place, anytime.
Our Clients Love Us
Our Clients Love Us
Extremely satisfied with this process! Applied and received funds same day. Used funds for consolidation and saved myself $500.00 per month! Would highly recommend!
Rose H.
Extremely satisfied with this process! Applied and received funds same day. Used funds for consolidation and saved myself $500.00 per month! Would highly recommend!
I was amazed how easy it was to get my loan so I could get out of credit card debt, thank you Rocket Loans.
John
I was amazed how easy it was to get my loan so I could get out of credit card debt, thank you Rocket Loans.
OMG, I should have done this months ago... This is fantastic. It's just enough to pay off my large credit cards, and a little left for a rainy day. My monthly payment is smaller than my monthly credit cards. Awesome!!
Rose
OMG, I should have done this months ago... This is fantastic. It's just enough to pay off my large credit cards, and a little left for a rainy day. My monthly payment is smaller than my monthly credit cards. Awesome!!
I am thoroughly impressed with Rocket. I recently refinanced my home through Rocket Mortgage, and I also was approved for a personal loan through Rocket Loans as well. My overall experience with Rocket has been awesome!
Derrill
I am thoroughly impressed with Rocket. I recently refinanced my home through Rocket Mortgage, and I also was approved for a personal loan through Rocket Loans as well. My overall experience with Rocket has been awesome!
Completely Online
Our process is all online, allowing you to apply from any place, at any time.
Instant Offers
Up to $45,000 in your bank account as soon as today.1
No Hidden Fees
There are no hidden fees and you can repay your loan early without any penalty.
Rocket-Fast Funding
A set number of payments gives you a clear path to payoff, unlike credit cards that can grow over time.
Get $2,000 to $45,000 today with our simple online application.1
Get $2,000 to $45,000 today with our simple online application.1
Whether you’re paying off credit card debt, need money for a home improvement project or managing unexpected costs, a personal loan can help.
Regain your peace of mind with a set payoff date and fixed monthly payments. Get a personal loan from $2,000 to $45,000 as soon as today.1
