Completely Online

Completely online, simple and secure application.

Rocket Fast

Up to $45,000 in your bank account the same day.2

No Hidden Fees

No hidden fees or prepayment penalties.

Instant Offers

Pre-approved offers within seconds.

Copyright protected 2024 RockLoans Marketplace LLC. All rights reserved.

1Same Day Funding available for clients completing the loan process and signing the Promissory Note by 1:00 p.m. ET on a business day. Also note, the ACH credit will be submitted to your bank the same business day. This may result in same-day funding, but results may vary and your bank may have rules that limit our ability to credit your account. We are not responsible for delays which may occur due to incorrect routing number, account number or errors of your financial institution. 

All loans are made by Cross River Bank, a New Jersey state chartered commercial bank, Member FDIC, Equal Housing Lender. All loans are unsecured, fully amortizing personal loans. Eligibility for a loan is not guaranteed. This is not a deposit product. Please refer to our Disclosures and Licenses page for state-required disclosures, licenses, and lending restrictions.
Qualified clients using Rocket Loans will see loan options for a 36 or 60 month term, and APR ranges from a minimum of 8.99% (rate with autopay discount) to a maximum of 29.99% (rate without autopay discount) depending upon their credit profile. An origination fee of up to 9% is charged for each loan. This fee is deducted from the balance before funds are disbursed to the client. For example, a 5-year $16,000 loan with a 14.55% interest rate and a 6.95% ($1,112) origination fee would have 59 scheduled monthly payments of approximately $376.83 and 1 final monthly payment of approximately $399.09 for an APR of 17.90%. Borrower must be a U.S. citizen or permanent U.S. resident at least 18 years of age. All loan applications are subject to credit review and approval and offered loan terms depend upon credit score, requested amount, requested loan term, credit usage, credit history and other factors. Not all borrowers receive the lowest interest rate. To qualify for the lowest rate, you must have excellent credit, meet certain conditions, and select autopay. Rates and Terms are subject to change at any time without notice.

Ohio Residents: All loans to Ohio residents must be greater than $5,001. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
Married applicants may apply for a separate account.


Please refer to our Terms of Use for additional terms and conditions, and to Rocket Loans' Privacy Notice and Cross River's Privacy Notice to learn more about what we do with your personal information. For California residents, please see the California Financial Privacy Opt-Out Form .
NMLS #1399530. Go here for Rocket Loans' NMLS consumer access page.

Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, RockLoans Marketplace LLC (doing business as Rocket Loans) and Rocket Auto LLC are separate operating subsidiaries of Rocket Companies, Inc. (NYSE: RKT). Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation and applicable legal and regulatory requirements.

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RockLoans Marketplace LLC dba Rocket Loans dba RocketLoans | 1050 Woodward Ave, Detroit, MI 48226

You just got promoted. Our employee discount is yours. 

Get 50% off your origination fee until midnight on Monday.1

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Our employee discount is yours. 

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You just got promoted. Our employee discount is yours.

Get 50% off your origination fee until midnight on Monday.1

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What a personal loan can do for you:

Get out of the revolving cycle of credit card debt and consolidate with a solid payoff plan. 

Invest in your home.

Avoid dipping into your savings and pay for emergencies with a fixed monthly payment. 

Tackle home improvement projects and add value to your home. 

Pay off credit card debt.

Why Choose Rocket Loans?

No Hidden Fees

There are no hidden fees and you can repay your loan early without any penalty.

No hidden fees vector

One Monthly Payment

A set number of payments gives you a clear path to payoff, unlike credit cards that can grow over time.

Fast funding vector

Rocket-Fast Funding

Up to $45,000 in your bank account as soon as today.1

Money in hand vector

Completely Online

Our process is all online, allowing you to apply from any place, at any time.  

Computer vector

Why Choose Rocket Loans?

No Hidden Fees

There are no hidden fees and you can repay your loan early without any penalty.

No Hidden Fees

One Monthly Payment

A set number of payments gives you a clear path to payoff, unlike credit cards that can grow over time.

Fast funding

Completely Online

Our process is all online, allowing you to apply from any place, at any time.  

Computer Vector

Same-Day Funding

$2,000 to $45,000 in your bank account as soon as today.1

Money in hand

With Rocket Loans, you can get a personal loan from $2,000 to $45,000 in your bank account the same day.1 Ready to check your offers?

Save your savings.

Why Choose Rocket Loans?

No Hidden Fees

There are no hidden fees and you can repay your loan early without any penalty.

No hidden fees vector

One Monthly Payment

A set number of payments gives you a clear path to payoff, unlike credit cards that can grow over time.

Fast funding vector

Rocket-Fast Funding

$2,000 to $45,000 in your bank account as soon as today.1

Money in hand vector

Completely Online

Our process is all online, allowing you to apply from any place, at any time.  

Computer vector

Why Choose Rocket Loans?

No Hidden Fees

There are no hidden fees and you can repay your loan early without any penalty.

No Hidden Fees

One Monthly Payment

A set number of payments gives you a clear path to payoff, unlike credit cards that can grow over time.

Fast funding

Completely Online

Our process is all online, allowing you to apply from any place, at any time.  

Computer Vector

Same-Day Funding

Up to $45,000 in your bank account as soon as today.1

Money in hand

With Rocket Loans, you can get a personal loan from $2,000 to $45,000 in your bank account the same day.1 Ready to check your offers?

See your offers in seconds.

Our Clients Love Us

Want to see more reviews? Check them out on Trustpilot.

Our Clients Love Us

Extremely satisfied with this process! Applied and received funds same day. Used funds for consolidation and saved myself $500.00 per month! Would highly recommend!

Rose H.

Extremely satisfied with this process! Applied and received funds same day. Used funds for consolidation and saved myself $500.00 per month! Would highly recommend!

I was amazed how easy it was to get my loan so I could get out of credit card debt, thank you Rocket Loans.

John

I was amazed how easy it was to get my loan so I could get out of credit card debt, thank you Rocket Loans.

OMG, I should have done this months ago... This is fantastic. It's just enough to pay off my large credit cards, and a little left for a rainy day. My monthly payment is smaller than my monthly credit cards. Awesome!!

Rose

OMG, I should have done this months ago... This is fantastic. It's just enough to pay off my large credit cards, and a little left for a rainy day. My monthly payment is smaller than my monthly credit cards. Awesome!!

Receiving my loan was so easy, quick and all online. Loved this process. They provided me with multiple loan options (loan amount, term, interest rate). I highly recommend Rocket Loans!!

Ronald S.

Receiving my loan was so easy, quick and all online. Loved this process. They provided me with multiple loan options (loan amount, term, interest rate). I highly recommend Rocket Loans!! 

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Want to see more reviews? Check them out on Trustpilot.

Get $2,000 to $45,000 today with our simple online application.1

Get $2,000 to $45,000 today with our simple online application.1

Whether you’re paying off credit card debt, need money for a home improvement project or managing unexpected costs, a personal loan can help. 

Get Started

Get out of the revolving cycle of credit card debt and consolidate with a solid payoff plan. 

Avoid dipping into your savings and pay for emergencies with a fixed monthly payment. 

Tackle home improvement projects and add value to your home. 

What a personal loan can do for you: